About

  

Welcome! My name is Julia and I am a mother (Jessica – my daughter), wife (Timmy – my Husband) and a teacher. 2 1/2 years ago, my husband lost his job – our main income. Then the economic downturn came! Needless to say, our lifestyle had to change immediately. I started this website to keep myself more accountable. My family HAS to become debt free. It is the only way to live. So, my goal is to pick one loan/account and work on the balance until it is paid down. I am going to use money saved by using coupons, completing surveys, shopping wisely,  etc… My hope is that by visiting this website, my readers will be able to save money and use left over money to pay down their debt as well. If you have already accomplished  this, Bravo!!!! One day I will be joining the debt free club as well.
 

Me with a wombat

 

My Husband Timmy with 2 dingos

My Daughter Jessica and her finace Derek

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